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Past Issues

Vol.3/Issue 7 (Nov 11)
Vol.3/Issue 6 (June 11)
Vol.3/Issue 5 (May 11)
Vol.3/Issue 4 (Apr 11)
Vol.3/Issue 3 (Mar 11)
Vol.3/Issue 2 (Feb 11)
Vol.3/Issue 1 (Jan 11)
Vol.2/Issue 12 (Dec 10)
Vol.2/Issue 11 (Nov 10)
Vol.2/Issue 10 (Oct 10)
Vol.2/Issue 9 (Sep 10)
Vol.2/Issue 8 (Aug 10)
Vol.2/Issue 7 (Jul 10)
Vol.2/Issue 6 (Jun 10)
Vol.2/Issue 5 (May 10)
Vol.2/Issue 4 (Apr 10)
Vol.2/Issue 3 (Mar 10)
Vol.2/Issue 2 (Feb 10)
Vol.2/Issue 1 (Jan 10)
Vol.1/Issue 9 (Dec 09)
Vol.1/Issue 8 (Nov 09)
Vol.1/Issue 7 (Oct 09)
Vol.1/Issue 6 (Sept 09)
Vol.1/Issue 5 (Aug 09)


Volume 3 - Issue 8

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In this Issue:

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Junk Mail: Think Twice Before Tossing Out
The Savvy Senior
Sleep Problems Usually Covered
FraudWatch
Memos From Malis
Crossword Puzzle/Sudoku!

Junk Mail: Should You Think Twice Before Tossing Out Prescreened Offers of Credit and Insurance?

Courtesy of the Federal Trade Commission Bureau of Consumer Protection / www.FTC.gov/BCP

Mail Call:  Bills, a letter from your Aunt Mary, a circular from a local department store, your monthly bank statement, and an offer for a new credit card that says you’ve been “prescreened,” “prequalified” or “pre-approved.”

A “pre-screened” offer of credit? What’s that?

TO READ MORE...

The Savvy SeniorResources for Job-Hunting Seniors

By Jim Miller

Dear Savvy Senior,
Can you recommend some good resources to help job-hunting seniors? I’m 60 years old and have been out of work for nearly six months now and need some help. What can you tell me?
Seeking Employment

Dear Seeking,
The tough employment market over the past few years has been particularly hard on people over the age of 55. Fortunately, there are a number of online tools and in-person training centers scattered across the country today that can help. Here’s what you should know.

TO READ MORE...

Sleep Problems Usually Covered by Insurance, Medicare Covering More

By Michelle Andrews, Kaiser Health News

The diagnosis and treatment of sleep disorders have come a long way in recent years. In the past, people who snored might be advised to sew a tennis ball onto the back of their pajama top. The “snore ball” would discourage them from sleeping on their back and might quiet their droning. Or a doctor might use the “dog index” to measure poor sleep: If your dog generally sleeps with you but by morning has left the bed more than half the time, it may be because you’re such a loud, restless sleeper that the dog has gone elsewhere for some peace and quiet.

TO READ MORE...

FraudWatchElder Fraud: Look out for Scams

Courtesy of the Ohio Attorney General - www.ohioattorneygeneral.gov

Scammers use a variety of tactics to make their offers seem legitimate. Their initial contact usually occurs by telephone, letters, door-to-door solicitations, flyers, e-mails and phony Websites. They often try to convince consumers to send them money or give personal information, such as bank account numbers and Social Security numbers. Look out for the common signs of a scam listed below.

TO READ MORE...

Memos from MailisMemos from Malis...

Importance of Powers of Attorney

By: Katherine Malis, Esq., Estate Planning Department Debt Counsel for Seniors & the Disabled

One of the more infamous legal battles involved the medical treatment of Terri Schaivo, a young woman from Florida who suffered from cardiac arrest and was in a coma for several years. Her family could not agree how to proceed with her medical treatment, and this resulted in an epic legal battle that lasted from 1998-2005. Terri Schaivo did not have a Health Care Power of Attorney (POA) in place to guide her family on her wishes for medical treatment. If Terri Schaivo had a Health Care POA, her family would have known what her medical wishes were, and there would have been one person, her agent, assigned to carry out these wishes on her behalf.

TO READ MORE...

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